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Saral Jeevan Bima Yojana, Standard Term Life Insurance | सरल जीवन बीमा 2021 (In Hindi)



Saral Jeevan Bima Yojana is the simple insurance policy, which will pay the nominee a fixed amount after the demise of the insured. It is a standard term insurance policy introduced by the Insurance Regulatory and Development Authority of India (IRDAI).

For more about Saral Jeevan Bima Yojana please visit:

This standard term insurance plan is a non-participating and non-linked individual pure risk premium life insurance policy. This plan offers payment of the sum assured in the lump-sum to the nominated beneficiary if the life assured passes away during the policy term.

Saral Jeevan Bima Yojana will be offered regardless of the restrictions on the gender, travel, place of residence, educational qualification, or occupation. The terms and conditions of the standard term insurance plan will be the same among all the life insurance companies.

However, premium will vary from insurer to insurer basis different factors such as policy buyer’s income, age, etc.

What’s Covered in This Video?
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00:00 भूमिका
00:30 सरल जीवन बीमा क्या है?
00:45 सरल जीवन बीमा क्यों?
01:22 सरल जीवन बीमा नियम और शर्त

Video Transcript:
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Namaskar Doston,

Welcome to our channel!

Aaj hum baat karenge aise term insurance ke baare mein jise koi bhi le sakta hai

Chahe aap koi bhi kaam karte ho, chahe aap kitne bhi padhe ho, aap iss term insurance ko khareed sakte hain.

Yeh policy sab life insurance companies ke pas 1 January 2021 se available ho chuki hai. Yeh Policy hai Saral Jeevan Bima Yojana Policy.

Yeh ek aisi standard term insurance policy hai jisme sabhi insurance companies ke terms and conditions ek jaise hi honge, alag hoga toh sirf unka premium.

Aap soch rahe honge ki itne term insurance plans hone ke bawajood iss policy ki kya zarurat. Waise toh aisi policy ko market mein lane ke kayi kaaran hai…

Mukhya kaaran yeh hai ki pichle kuch saalon mein term insurance ki demand badhti jaa rahi hai, aur alag alag companies, alag alag features aur add-on cover ke sath term insurance plans market mein la rahe hain.

Aise mein agar apke pas samay ki kami hai ya fir aap confuse ho rahe hain ki kaun si policy best rahegi – isi confusion ko dur karne ke liye aur apka samay bachane ke liye Standard Term Insurance Policy market mein layi gayi hai.

Chaliye dekhte hain ki Saral Jeevan Bima Yojana Policy ko kaun kaun khareed sakta hai aur uski aavyashak sharte kya hain. Iss policy ko lene ke liye minimum entry age – 18 years hai, aur maximum entry age– 65 years hai.

Matlab jin logon ki umar 18 se lekar 65 saal tak hai who log iss policy ko le sakte hain. Minimum policy term – 5 years ka hai aur maximum policy term 40 years ka hai. Matlab 5 saal se lekar 40 saal tak ka policy term ka chunaav aap apni zarurat ke hisaab se kar sakte hain.

Iss Policy ke antargat Minimum Sum Insured 5 Lakh rupaye ka hai aur maximum sum insured 25 Lakh rupaye ka hai. Halaki insurance companies’ chahe toh 25 Lakh se zyada ka sum insured bhi iss policy mein offer kar sakti hain.

Yeh thi Saral Jeevan Bima Policy ki Jaankari. Agar apke pas koi sawal hai toh aap comment section mein puch sakte hain ya fir Policybazaar ke helpline number pe call kar sakte hain.

Agar apko Insurance ke baare mein aur janna chahte hain toh hamare channel ka bell icon daba kar subscribe kijiye.

Is video ko like kijiye, aur share kijiye. Aur agar apke pas Insurance se jude sawal ho toh hamare comment section mein puch sakte hain.

#SaralJeevanBima #SaralJeevanBimaYojana #SaralJeevanBimaPolicy #SaralBimaYojana #Policybazaar

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