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Loyalty Addition (LA) in Jeevan Saral policy depends on the duration of the policy completed with full sum assured and, the annual premium band of the policy. An annual premium band can be calculated on the basis of monthly premium in Jeevan Saral. Higher the premium, higher is the loyalty addition in Jeevan Saral. In the case of the partial surrender annual premium band must be calculated at a reduced premium.
This year loyalty addition declared in Jeevan Saral is more than the loyalty addition declared for policy maturing in year 15, 16, 17 & 18 for all premium bands. You can compare both the rates are given below. Increased bonus rates are marked green in below chart.
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